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Tag: Disability Insurance

10 Group Benefits with Tax Credits

10 Group Benefits with Tax Credits

With Tax Day just around the corner, many businesses are looking for ways to maximize employee tax savings and benefits. While it may be too late to enjoy these tax savings for 2023, there are still valuable opportunities to explore for future tax years. Here are 10 group benefits options that receive tax credits that your business should consider: 1. Health Insurance Offering health insurance...

National Burn Awareness Week: Shift from Awareness to Preparedness

National Burn Awareness Week: Shift from Awareness to Preparedness

Raising Awareness on National Burn Awareness Week National Burn Awareness Week serves as a critical reminder of the devastating impact of burn injuries and the importance of prevention. While awareness is essential, taking proactive steps towards preparedness is equally vital. Let's explore how we can shift from awareness to preparedness by incorporating insurance and safety measures into our lives. Understanding the Risks: Types of Burns...

Common Reasons Disability Claims Are Denied

Common Reasons Disability Claims Are Denied

You have disability insurance to protect your loved ones should you become disabled and can no longer earn a living. It is important that you understand the most common reasons disability claims are denied before purchasing a policy. You Filed for Benefits Too Late. Long-term disability insurance policies require that you file a claim within a specific time frame. Should you fail to file within...

5 Pitfalls to Avoid When Choosing Disability Insurance

5 Pitfalls to Avoid When Choosing Disability Insurance

Disability insurance serves a critical role in your health and welfare should you become very ill, incapacitated, and need special care in the future. However, when choosing a disability insurance policy, you must be careful to avoid four pitfalls: 1. Benefits could cancel each other. Group insurance policies, such as those provided by an employer, may subtract your benefits from a group disability policy, including...

What Is The Long-Term Disability Waiting Period?

What Is The Long-Term Disability Waiting Period?

Long-term disability insurance is designed to help cover your living expenses should you become disabled. However, the insurance company does not start paying out benefits immediately if you become seriously ill or injured. You must meet a specific definition of disability for a certain period of time (typically 90 to 180 days) before your benefits start. This period of time is known as the waiting...