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Insurance Blog

What Is The Long-Term Disability Waiting Period?

Long-term disability insurance is designed to help cover your living expenses should you become disabled. However, the insurance company does not start paying out benefits immediately if you become seriously ill or injured. You must meet a specific definition of disability for a certain period of time (typically 90 to 180 days) before your benefits start. This period of time is known as the waiting...

5 Ways To Avoid Parking Lot Accidents

As Americans continue to pick-up online orders or use curbside to-go options for shopping or dining out, parking lots are still bustling with drivers (and sometimes, distracted ones). The good news is that your ERIE auto policy extends to parking lots. Just check in with your local ERIE agent to make sure your coverage limits provide you with optimal protection for the range of potential parking...

What Happens To My HSA/FSA If I Leave My Job?

Many employers today are offering health savings accounts (HSAs) or flexible spending accounts (FSAs) to employees. Both types of plans allow for tax-free contributions to cover qualifying medical expenses, as detailed by the IRS. A critical difference between the two plans is you keep the funds in an HSA if you leave your job, but you lose the funds with an FSA. What Is A...

Low-Impact Exercises For Healthy Living

The benefits of exercise are well-known to most people. It can help you lose weight, reduce your risk of heart disease, help you manage blood sugar, improve your cognitive function, and elevate your mood and mental state. But high impact exercise can have a negative impact on your joints. Many adults today are choosing low impact exercise to maintain a healthy lifestyle. What Exactly Is...

On The Bright Side: 10 Ways We’re (Still) Here For You During COVID-19

Just when it feels like we’re adjusting to our “new normal,” the curveballs keep on coming. Will our kids adjust to virtual classrooms? What happens when the sunny weather turns to snow? How long will this go on, anyway? We get it: Navigating this pandemic can be exhausting. While we can’t fix your wi-fi during an important video call or magically stock your local store...