Share Your Driving Data To Potentially Help Lower Business Auto Insurance Costs
Posted: June 19, 2020
EnRoute, Erie Insurance’s commercial telematics program, makes it easy for business auto insurance customers to share their driving data and thereby potentially lower business auto premiums and reduce driving risk. EnRoute uses driving and vehicle data from telematics devices to help business owners recognize how choices, such as routes, driver actions, and the types of vehicles driven, affect driving performance and safety. The program works with...
Short-Term Disability Coverage Vs. Long-Term Disability Coverage
Posted: June 13, 2020
Short-term disability and long-term disability are both designed to protect your income in case you are unable to work. However, there are differences in the two types of coverage. Many people elect to have both short-term disability and long-term disability insurance policies. What Is Short-Term Disability Insurance? Short-term disability (STD) policies pay benefits for shorter time periods, after a brief waiting (elimination) period, which is...
5 Customer Expectations That Might Outlast COVID-19
Posted: June 12, 2020
While we can’t predict exactly when the novel coronavirus (COVID-19) pandemic will pass, it’s safe to assume one thing: The virus will impact the way you do business and your customers’ expectations for years to come. (See the latest updates on how ERIE is supporting customers during this unprecedented time in our COVID-19 Information Center.) Over the past few months, there’s been no shortage of...
A Homeowner’s Guide To Door Locks
Posted: June 11, 2020
When it comes to protecting your home, a locked door is your first line of defense. (Having the right homeowners insurance can give you peace of mind, too.) But studies show that a few good kicks or a couple of minutes with a power drill are often enough to break through most door locks. And more than half of burglaries in 2017 involved forcible entry....
What Happens If You Don't Have Any Health Insurance?
Posted: June 10, 2020
Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019, and the authority to enforce health insurance requirements was transferred to the states. Depending on...