Originally from Wales, Phil founded our Tennessee office over 15 years ago. He likes to be active and enjoys the outdoors – running, hiking, swimming, kayaking and being on the water. He is also a keen golfer and loves to play when it’s not open enrollment! Phil is married with 3 boys and their family loves to travel and experience new adventures together. Phil is the Agency Principal and specializes in Health Insurance for individuals, families, and our small business clients.